Where are you on your retirement planning journey?

Step 1 of 11

How long do you have until you retire?*

Within the next 2 years.

Within the next 5 years.

Within the next 10 years.

Within the next 15 years.

Within the next 20 years.

Do you know how much money you need to save for retirement?*

I don’t know. I haven’t thought about it much.

I have thought about it, but the number stresses me out.

I used an online calculator to estimate my retirement number.

I figured it out years ago but haven’t updated it recently.

Yes, I have a detailed retirement savings plan that I regularly review.

Have you planned how much income you need in retirement to support your desired lifestyle?*

No, I have no idea how much income I will need.

I haven't thought much about it, but I'll figure it out.

I have a rough idea, but I don’t know if it’s correct.

I hope I need the same amount I currently earn from my job.

I have a detailed plan and know exactly how much income I will need.

How will you generate income in retirement?*

I have no idea. I just hope I have income.

I know I will get Social Security benefits, but I don’t know where the rest of my income will come from.

I haven't made any specific plans yet, but I'm considering various options.

I plan to work part-time or start a small business to generate additional income in retirement.

I have a detailed plan for generating income in retirement, including a mix of investment income, Social Security benefits, and other sources of income.

What is your plan to pay for medical expenses, long-term care, and nursing home costs in retirement?*

Hopefully, I won’t have many healthcare or long-term care costs in retirement.

I plan to rely on Medicare and my retirement income to pay medical bills.

I’m contributing to an HSA for retirement. I plan to use that along with Medicare.

I have substantial savings specifically earmarked for medical expenses, long-term care, and nursing home costs.

I have a comprehensive medical bill funding plan that includes Medicare, HSA assets, and long-term care insurance.

What is your investment plan to protect your savings and income from market volatility in retirement?*

I don’t have an investment plan at the moment.

I hope the market doesn’t experience volatility during my retirement.

I plan to keep my investments in cash or other low-risk accounts to avoid market volatility.

I have a diversified portfolio of low-risk investments designed to minimize losses during market downturns.

I have a well-diversified investment portfolio designed to protect my savings and income from market volatility.

What is your plan for inflation? How will you grow your income in retirement to keep up with rising prices?*

I haven’t thought about it much, but if there is inflation, I’ll just have to cut expenses elsewhere.

I may have to work part-time in retirement if prices get too high.

Social Security is adjusted for inflation, right? Hopefully, that will cover it.

I'm unsure how to protect my income from inflation, but I'm exploring options and seeking expert advice.

I have a comprehensive retirement and investment plan to increase my income each year in retirement to offset inflation.

Have you worked with a financial professional to develop a written plan for your retirement?*

No, I haven't worked with a financial professional.

I haven't worked with a financial professional yet, but I plan to do so.

I have consulted with a financial professional but haven't developed a written plan.

I worked with a financial professional in the past, but it has been a while, and my situation has changed.

I have worked with a financial professional to develop a comprehensive retirement plan that addresses my needs and concerns, and I review the plan regularly.

How much have you saved for retirement?*

Less than $100,000

$100,000 - $250,000

$250,000 - $500,000

$500,000 - $1,000,000

More than $1,000,000

Including employer matching amounts, how much are you contributing to retirement accounts like a 401(k), IRA, or Roth IRA each year?*

I’m not contributing anything

Less than 5% of my income.

5% - 15% of my income.

15% - 20% of my income.

I am maxing out my retirement plans and saving additional money in other accounts.

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